For families with children, Child Trauma Insurance should be an imperative add-on to their Life Insurance policy. Child Trauma cover will pay a nominated benefit to the family in case one of their children becomes critically ill. Such a payment may allow you to spend more time being with- and looking after your loved ones when a crisis affects your children rather than to work in order to cover the family expenses. Child Trauma policies are available as add-ons to your Life Insurance policies and may become separate Life Insurance policies for your children with some insurance providers when your children reach a certain age.