Trauma Insurance, also known as Critical Illness or Crisis Recovery Insurance, pays a benefit to the policy holder in the event of a Trauma such as heart attack, cancer or stroke. With one in three Australians likely to suffer from a heart attach, stroke or cancer during their lifetime, it is imperative that you consider an appropriate level of Trauma insurance for yourself. Recovery time after a critical illness can take months, sometimes years. Trauma Insurance ensures that you are financially covered for some of the recovery time in the event of a critical illness.